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[Suggestion] Team Loans


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#1 Capernicus

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Posted 17 October 2012 - 04:02 PM

Sometimes it is beneficial to help out low level players on the team and I think a cool way to do this would be to loan them money from the team bank that would cost the team nothing but the player would be in debt and would pay the money back automatically by 5% of the money made in duels and missions going straight to the team until the loan plus 20% is paid off. The team and the player must consent to this.

The conversation that was started on the U.S. forum a while back was interesting so check it out.

http://forum.us.hero.../95-team-loans/
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#2 Arcadia

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Posted 17 October 2012 - 07:51 PM

I have read this thread on the Kong Server also, and have to agree with the comments there - the idea is interesting, but it would be tricky to implement without disturbing the already established balance in how hero characters are developed in the game. I appreciate how the amount of experience, coins earned etc corresponds with the natural progress in the game, and cannot imagine what would happen if a 10 level player suddenly gained access to a normally unimaginable amount of coins ;)
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#3 Capernicus

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Posted 17 October 2012 - 07:58 PM

I agree and i think the solution to this is to set a cap not only on how much can be given to a player based on their level. I often get players on my team on the kong server that have horrible ratios because they either spent all their coins on their previous team or leveled far too quickly. I think that this would help balance players out and not make super players. Although, I don't think that super players are a bad thing because that would just be a team investment at least in my opinion.

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#4 Arcadia

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Posted 17 October 2012 - 08:08 PM

Yes, perhaps this could be a solution. I also believe interest paid back to the Team Bank should be altered depending on the loan amount. 5% is sufficient for a small loan such as 10k, and could be increased by a certain percentage amount each time another 10k is added on top of this. It seems trivial, but could discourage massive loans in the first place...
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#5 Capernicus

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Posted 17 October 2012 - 11:04 PM

Level 10 - up to 5k - 2% return
Level 20 - up to 10K - 4%
Level 30 - up to 20k - 6%
Level 40 - up to 30k - 8%
Level 50 - up to 50k - 10%
Level 75 - up to 100k - 15%
Level 100 - up to 150k - 20%
Level 100+ - up to 200k- 25%

Or something along these lines, should work.

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#6 Arcadia

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Posted 20 October 2012 - 05:48 PM

That is exactly what I had in mind ;)

#7 Mcvandel

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Posted 22 November 2012 - 06:25 PM

good idea that could be very useful if you were in a strong team getting beaten up by a high level you could quickly get some stats some money and the team comes off better i like it :P :P :P
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#8 SetToKillTOMMY1

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Posted 27 November 2012 - 06:01 PM

i like it but i also think that they should not be allowed to leave the team or take another lone until the lone they have taken as been payed back with the % added

Good Job

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#9 Mcvandel

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Posted 30 November 2012 - 09:28 AM

exactly exellent idea
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#10 flabby

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Posted 30 November 2012 - 02:31 PM

i agree

FLABBY ROCKS





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